Posted February 24, 2024

In the realm of finance, an age-old debate,

Term insurance versus Whole-life, they contemplate.

The swift and simple, Term takes the lead,

With cost-effectiveness as its attractive deed.

Fixed period coverage, affordable and clear,

Provides peace of mind without financial fear.

No cash value accumulation to hinder the goal,

Term insurance stands strong, a wise financial role.

Whole-life, a different path, with features complex,

Cash value, premiums, and dividends to perplex.

While its lifelong coverage may seem fine,

The higher costs make Term a smarter line.

For those who seek protection without excess weight,

Term insurance prevails as the prudent choice fate.

Legal and precise, the verdict is clear,

In the battle of insurance, Term holds dear.